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95 Theses X: Back In The Heresy

46. Christians should be taught that, unless they have more than they need, they are bound to retain what is only necessary for the upkeep of their home, and should in no way squander it on indulgences. My comment: If they are prudent to do other good works with whatever excess they have, indulgences should in no way be despised. The foolish make rash judgments concerning their spiritual value from the infidelity in their hearts.

47. Christians should be taught that they purchase indulgences voluntarily, and are not under obligation to do so. My comment: I agree.

48. Christians should be taught that, in granting indulgences, the pope has more need, and more desire, for devout prayer on his own behalf than for ready money. My comment: Devout prayer is indeed the heart of the matter. But of what use is the prayer of one who denies the pope's jurisdiction and authority?

49. Christians should be taught that the pope's indulgences are useful only if one does not rely on them, but most harmful if one loses the fear of God through them. My comment: This is also a ready excuse for those who would deny the Church's agency in granting them.

50. Christians should be taught that, if the pope knew the exactions of the indulgence-preachers, he would rather the church of St. Peter were reduced to ashes than be built with the skin, flesh, and bones of the sheep. My comment: It does not appear this person is competent to judge distortions of doctrine in the first place, so such a warning rings hollow. False doctrine is just as harmful.
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