Nope, it's not a Grand Slam bracket when Federer has a bad day; it's the dilemma that made me a Catholic. Here's the Westminster Confession Of Faith, Chapter XI, "Of Justification" in its entirety: I.Those whom God effectually calls, He also freely justifies; [1] not by infusing righteousness into them, but by pardoning their sins, and by accounting and accepting their persons as righteous; not for any thing wrought in them, or done by them, but for Christ's sake alone; nor by imputing faith itself, the act of believing, or any other evangelical obedience to them, as their righteousness; but by imputing the obedience and satisfaction of Christ unto them, [2] they receiving and resting on Him and His righteousness by faith; which faith they have not of themselves, it is the gift of God. [3] II. Faith, thus receiving and resting on Christ and His righteousness, is the alone instrument of justification: [4] yet is it not alone in the person justified, bu...